ONLINE PRIVACY POLICY AGREEMENT

December 22, 2020

Nurtured Thoughts values its users' privacy. This Privacy Policy ("Policy") will help you

understand how we collect and use personal information from those who visit our website or

make use of our online facilities and services, and what we will and will not do with the

information we collect. Our Policy has been designed and created to ensure those affiliated with

Nurtured Thoughts of our commitment and realization of our obligation not only to meet, but to

exceed, most existing privacy standards.

We reserve the right to make changes to this Policy at any given time. If you want to make sure

that you are up to date with the latest changes, we advise you to frequently visit this page. If at

any point in time Nurtured Thoughts decides to make use of any personally identifiable

information on file, in a manner vastly different from that which was stated when this information

was initially collected, the user or users shall be promptly notified by email. Users at that time

shall have the option as to whether to permit the use of their information in this separate manner.

This Policy applies to Nurtured Thoughts , and it governs any and all data collection and usage by

us. Through the use of www.frankjacob.net, you are therefore consenting to the data collection

procedures expressed in this Policy.

Please note that this Policy does not govern the collection and use of information by companies

that Nurtured Thoughts does not control, nor by individuals not employed or managed by us. If

you visit a website that we mention or link to, be sure to review its privacy policy before providing

the site with information. It is highly recommended and suggested that you review the privacy

policies and statements of any website you choose to use or frequent to better understand the

way in which websites garner, make use of and share the information collected.

Specifically, this Policy will inform you of the following

1. What personally identifiable information is collected from you through our website;

2. Why we collect personally identifiable information and the legal basis for such collection;

3. How we use the collected information and with whom it may be shared;

4. What choices are available to you regarding the use of your data; and

5. The security procedures in place to protect the misuse of your information.

Information We Collect

It is always up to you whether to disclose personally identifiable information to us, although if you

elect not to do so, we reserve the right not to register you as a user or provide you with any

products or services.In addition, Nurtured Thoughts may have the occasion to collect non-personal anonymous

demographic information, such as age, gender, household income, political affiliation, race and

religion, as well as the type of browser you are using, IP address, or type of operating system,

which will assist us in providing and maintaining superior quality service.

Why We Collect Information and For How Long

We are collecting your data for several reasons:

· To better understand your needs and provide you with the services you have requested;

· To fulfill our legitimate interest in improving our services and products;

· To send you promotional emails containing information we think you may like when we

have your consent to do so;

· To contact you to fill out surveys or participate in other types of market research, when we

have your consent to do so;

· To customize our website according to your online behavior and personal preferences.

The data we collect from you will be stored for no longer than necessary. The length of time we

retain said information will be determined based upon the following criteria: the length of time

your personal information remains relevant; the length of time it is reasonable to keep records to

demonstrate that we have fulfilled our duties and obligations; any limitation periods within which

claims might be made; any retention periods prescribed by law or recommended by regulators,

professional bodies or associations; the type of contract we have with you, the existence of your

consent, and our legitimate interest in keeping such information as stated in this Policy.

Use of Information Collected

Nurtured Thoughts does not now, nor will it in the future, sell, rent or lease any of its customer

lists and/or names to any third parties.

Nurtured Thoughts may collect and may make use of personal information to assist in the

operation of our website and to ensure delivery of the services you need and request. At times,

we may find it necessary to use personally identifiable information as a means to keep you

informed of other possible products and/or services that may be available to you from

www.frankjacob.net

Nurtured Thoughts may also be in contact with you with regards to completing surveys and/or

research questionnaires related to your opinion of current or potential future services that may be

offered.

Nurtured Thoughts uses various third-party social media features including but not limited to

Facebook, Pinterest, Twitter and other interactive programs. These may collect your IP address

and require cookies to work properly. These services are governed by the privacy policies of theproviders and are not within Nurtured Thoughts 's control.

Disclosure of Information

Nurtured Thoughts may not use or disclose the information provided by you except under the

following circumstances:

· as necessary to provide services or products you have ordered;

· in other ways described in this Policy or to which you have otherwise consented;

· in the aggregate with other information in such a way so that your identity cannot

reasonably be determined;

· as required by law, or in response to a subpoena or search warrant;

· to outside auditors who have agreed to keep the information confidential;

· as necessary to enforce the Terms of Service;

· as necessary to maintain, safeguard and preserve all the rights and property of Nurtured

Thoughts .

Non-Marketing Purposes

Nurtured Thoughts greatly respects your privacy. We do maintain and reserve the right to contact

you if needed for non-marketing purposes (such as bug alerts, security breaches, account issues,

and/or changes in Nurtured Thoughts products and services). In certain circumstances, we may

use our website, newspapers, or other public means to post a notice.

Children under the age of 13

Nurtured Thoughts 's website is not directed to, and does not knowingly collect personal

identifiable information from, children under the age of thirteen (13). If it is determined that such

information has been inadvertently collected on anyone under the age of thirteen (13), we shall

immediately take the necessary steps to ensure that such information is deleted from our

system's database, or in the alternative, that verifiable parental consent is obtained for the use

and storage of such information. Anyone under the age of thirteen (13) must seek and obtain

parent or guardian permission to use this website.

Unsubscribe or Opt-Out

All users and visitors to our website have the option to discontinue receiving communications

from us by way of email or newsletters. To discontinue or unsubscribe from our website please

send an email that you wish to unsubscribe to frankjacob@live.com. If you wish to unsubscribe or

opt-out from any third-party websites, you must go to that specific website to unsubscribe or opt-

out. Nurtured Thoughts will continue to adhere to this Policy with respect to any personal

information previously collected.Links to Other Websites

Our website does contain links to affiliate and other websites. Nurtured Thoughts does not claim

nor accept responsibility for any privacy policies, practices and/or procedures of other such

websites. Therefore, we encourage all users and visitors to be aware when they leave our

website and to read the privacy statements of every website that collects personally identifiable

information. This Privacy Policy Agreement applies only and solely to the information collected by

our website.

Notice to European Union Users

Nurtured Thoughts 's operations are located primarily in the United States. If you provide

information to us, the information will be transferred out of the European Union (EU) and sent to

the United States. (The adequacy decision on the EU-US Privacy became operational on August

1, 2016. This framework protects the fundamental rights of anyone in the EU whose personal

data is transferred to the United States for commercial purposes. It allows the free transfer of

data to companies that are certified in the US under the Privacy Shield.) By providing personal

information to us, you are consenting to its storage and use as described in this Policy.

Your Rights as a Data Subject

Under the regulations of the General Data Protection Regulation ("GDPR") of the EU you have

certain rights as a Data Subject. These rights are as follows:

· The right to be informed: this means we must inform you of how we intend to use your

personal data and we do this through the terms of this Policy.

· The right of access: this means you have the right to request access to the data we hold

about you and we must respond to those requests within one month. You can do this by

sending an email to frankjacob@live.com.

· The right to rectification: this means that if you believe some of the date, we hold is

incorrect, you have the right to have it corrected. You can do this by logging into your

account with us, or by sending us an email with your request.

· The right to erasure: this means you can request that the information we hold be deleted,

and we will comply unless we have a compelling reason not to, in which case you will be

informed of same. You can do this by sending an email to frankjacob@live.com.

· The right to restrict processing: this means you can change your communication

preferences or opt-out of certain communications. You can do this by sending an email to

frankjacob@live.com.

· The right of data portability: this means you can obtain and use the data we hold for

your own purposes without explanation. If you wish to request a copy of your information,

contact us at frankjacob@live.com.· The right to object: this means you can file a formal objection with us regarding our use

of your information with regard to third parties, or its processing where our legal basis is

our legitimate interest in it. To do this, please send an email to frankjacob@live.com.

In addition to the rights above, please rest assured that we will always aim to encrypt and

anonymize your personal information whenever possible. We also have protocols in place in the

unlikely event that we suffer a data breach and we will contact you if your personal information is

ever at risk. For more details regarding our security protections see the section below or visit our

website at www.frankjacob.net.

Security

Nurtured Thoughts takes precautions to protect your information. When you submit sensitive

information via the website, your information is protected both online and offline. Wherever we

collect sensitive information (e.g. credit card information), that information is encrypted and

transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar

and looking for "https" at the beginning of the address of the webpage.

While we use encryption to protect sensitive information transmitted online, we also protect your

information offline. Only employees who need the information to perform a specific job (for

example, billing or customer service) are granted access to personally identifiable information.

The computers and servers in which we store personally identifiable information are kept in a

secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure

or modification of the user's personal information under our control.

The company also uses Secure Socket Layer (SSL) for authentication and private

communications to build users' trust and confidence in the internet and website use by providing

simple and secure access and communication of credit card and personal information.

Acceptance of Terms

By using this website, you are hereby accepting the terms and conditions stipulated within the

Privacy Policy Agreement. If you are not in agreement with our terms and conditions, then you

should refrain from further use of our sites. In addition, your continued use of our website

following the posting of any updates or changes to our terms and conditions shall mean that you

agree and acceptance of such changes.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our

website, please feel free to contact us at the following email, telephone number or mailing

address.Email: frankjacob@live.com

Telephone Number: 630-664-4670

Mailing Address:

Nurtured Thoughts

PO Box 4264

Lisle, Illinois

60532

The data controller responsible for your personal information for the purposes of GDPR

compliance is:

Frank Szewczyk

frankjacob@live.com

6306644670

P.O. Box 4264, Lisle, IL 60532GDPR Disclosure:

If you answered "yes" to the question Does your website comply with the General Data Protection Regulation

("GDPR")? then the Privacy Policy above includes language that is meant to account for such compliance. Nevertheless,

in order to be fully compliant with GDPR regulations your company must fulfill other requirements such as: (i) doing an

assessment of data processing activities to improve security; (ii) have a data processing agreement with any third party

vendors; (iii) appoint a data protection officer for the company to monitor GDPR compliance; (iv) designate a

representative based in the EU under certain circumstances; and (v) have a protocol in place to handle a potential data

breach. For more details on how to make sure your company is fully compliant with GDPR, please visit the official

website at https://gdpr.eu. FormSwift and its subsidiaries are in no way responsible for determining whether or not your

company is in fact compliant with GDPR and takes no responsibility for the use you make of this Privacy Policy or for

any potential liability your company may face in relation to any GDPR compliance issues.

COPPA Compliance Disclosure:

This Privacy Policy presumes that your website is not directed at children under the age of 13 and does not knowingly

collect personal identifiable information from them or allow others to do the same through your site. If this is not true for

your website or online service and you do collect such information (or allow others to do so), please be aware that you

must be compliant with all COPPA regulations and guidelines in order to avoid violations which could lead to law

enforcement actions, including civil penalties.

In order to be fully compliant with COPPA your website or online service must fulfill other requirements such as: (i)

posting a privacy policy which describes not only your practices, but also the practices of any others collecting personal

information on your site or service — for example, plug-ins or ad networks; (ii) include a prominent link to your privacy

policy anywhere you collect personal information from children; (iii) include a description of parental rights (e.g. that you

won't require a child to disclose more information than is reasonably necessary, that they can review their child's

personal information, direct you to delete it, and refuse to allow any further collection or use of the child's information,

and the procedures to exercise their rights); (iv) give parents "direct notice" of your information practices before

collecting information from their children; and (v) obtain the parents' "verifiable consent" before collecting, using or

disclosing personal information from a child. For more information on the definition of these terms and how to make sure

your website or online service is fully compliant with COPPA please visit https://www.ftc.gov/tips-advice/business-

center/guidance/childrens-online-privacy-protection-rule-six-step-compliance. FormSwift and its subsidiaries are in no

way responsible for determining whether or not your company is in fact compliant with COPPA and takes no

responsibility for the use you make of this Privacy Policy

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